• CareFirst Medical Summary

    CareFirst Medical Summary

    CareFirst- Group Medical Insurance

    • The medical plan offered by CareFirst is called Choice+ which is administered by CareFirst BlueCross BlueShield
    • Choice+ is a triple-option plan which includes three levels of coverage:
      • Option 1 (HMO),
      • Option 2 (PPO),
      • Option 3 (Traditional fee for service Indemnity coverage)
    • The three levels of coverage are available at all times
    • Voluntary plan whereby employees must enroll within 30 days from date of hire or during Open Enrollment using Oracle Self Service
    • PGCPS pays 75% of monthly premium for medical insurance, the PGCPS share increases to 80% after 8 years of service.  The employee pays the remainder through payroll deduction
    • Premiums are deducted on a pre-tax basis
    • Customer Service at CareFirst: 1-800-296-0724 or www.carefirst.com

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