Voluntary Life Insurance and Long Term Disability (LTD)

Supplemental Life Insurance Plans (View Summary)

 

§        The PGCPS Supplemental Life plans are administered by The Hartford

§        Newly hired employees may enroll within 30 days from their date of hire using Oracle Self Service

§        Employees enrolling during open enrollment must provide Evidence of Insurability

§        Supplemental Life Insurance is available to employees and their dependents (spouse & child(ren))

§        Employee coverage amounts are in increments of $50,000 to a maximum of $500,000 not to exceed 5 times annual salary (Amount over $200,000 to $500,000 must provide Evidence of Insurability)

§        Dependent Spouse coverage amounts are in increments of $5,000 to a maximum of $50,000. (Coverage amounts above $20,000 must provide Evidence of Insurability)

§        Dependent Child coverage amounts are in increments of $2,000 to a maximum of $10,000

§        Employees who enroll into the Dependent Life plans must enroll in the Employee Optional Life plan, beneficiaries are added using Oracle Self Service

§        Premiums are deducted on an after-tax basis

 

Long Term Disability Insurance  (View Summary)

 

§        The PGCPS Long Term Disability plan is administered by The Hartford

§        Newly hired employees may enroll within 30 days from their date of hire using Oracle Self Service

§        Employees enrolling during open enrollment must provide Evidence of Insurability

§        The plan provides income protection up to 60% of your monthly salary to a maximum of $5,000

§        Benefits are paid for as long as you remain disabled, or until you reach your Social Security Normal Retirement Age (as stated in the 1983 revision of the United States Social Security Act), whichever is sooner. If your disability occurs at age 63 or above, your payments may be reduced.

§        Waiting period; 180 days and/or exhaustion of Sick Leave Bank benefits

§        Premiums are deducted on an after-tax basis

  

Supplemental Life Insurance Summary 

Long Term Disability Insurance Summary 

Rate Calculation Sheet for Supplemental Life and Long Term Disability   

Personal Health Application (Evidence of Insurability) MD residents only

  Personal Health Application (Evidence of Insurability) DC and VA residents only

Basic Life and Supplemental Life Insurance Booklet  

Long Term Disability Insurance Booklet 

Employee Annual Legislative Notice

 

 

This summary is intended only as an overview of the benefits PGCPS offers.  The contract governs the administration of the benefits.


Benefits Services:
Hours of Operation
8:00a.m. - 5:00p.m.
Monday through Friday

Sasscer Administration Building
Room 132

Benefits Services - 301-952-6600
Email:
pgcps.benefits@pgcps.org
Fax :
301-952-6088

Last modified: 2/5/2016 2:21:12 PM